<?xml version="1.0" encoding="UTF-8"?>
<!--
  =============================================================================
  Terra - sitemap.xml   (live since launch, 2026-10-15)
  =============================================================================
  ⚠️ ONLY PAGES AND DOCUMENTS THAT SHOULD APPEAR IN SEARCH ARE LISTED - the
  public pages, the Insights articles and the documents they offer for download.
  The Terms and the Privacy policy are public but deliberately NOT here: they
  carry noindex (tools/build-legal-pages.mjs). A sitemap is a
  statement that these are the pages worth indexing, so anything behind the
  sign-in gate, anything transactional, and the app itself are all absent - and
  robots.txt disallows them as well, because a sitemap is a suggestion and a
  disallow is an instruction.

  ⚠️ EACH ENTRY MUST MATCH THAT PAGE'S OWN <link rel="canonical"> where it has
  one (the landing and pricing pages do). Two URLs for one page - with and
  without the .html, apex against www - splits its ranking between two records.

  ⚠️ lastmod IS A CLAIM AND GOES STALE. Nothing generates this file, so the
  dates are the day the content last actually changed. Update the entry you
  touched, or leave the date out - a wrong date is worse than none.
  =============================================================================
-->
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
  <url>
    <loc>https://terra-appraisal.com/</loc>
    <lastmod>2026-10-15</lastmod>
  </url>
  <url>
    <loc>https://terra-appraisal.com/TerraPricing.html</loc>
    <lastmod>2026-10-15</lastmod>
  </url>
  <url>
    <loc>https://terra-appraisal.com/TerraResidualLandValuation.html</loc>
    <lastmod>2026-10-15</lastmod>
  </url>
  <url>
    <loc>https://terra-appraisal.com/TerraPriceDiscipline.html</loc>
    <lastmod>2026-10-15</lastmod>
  </url>
  <url>
    <loc>https://terra-appraisal.com/TerraLondonViability.html</loc>
    <lastmod>2026-10-18</lastmod>
  </url>
  <!-- The Insights articles' own documents: the London article's four
       downloadable appraisals (backlog 298). Google indexes PDFs and lists
       them in search under the article's subject. -->
  <url>
    <loc>https://terra-appraisal.com/downloads/Terra-London-scheme-2021.pdf</loc>
    <lastmod>2026-10-18</lastmod>
  </url>
  <url>
    <loc>https://terra-appraisal.com/downloads/Terra-London-scheme-2026.pdf</loc>
    <lastmod>2026-10-18</lastmod>
  </url>
  <url>
    <loc>https://terra-appraisal.com/downloads/Terra-London-scheme-2021-100pc-finance.pdf</loc>
    <lastmod>2026-10-18</lastmod>
  </url>
  <url>
    <loc>https://terra-appraisal.com/downloads/Terra-London-scheme-2026-100pc-finance.pdf</loc>
    <lastmod>2026-10-18</lastmod>
  </url>
  <url>
    <loc>https://terra-appraisal.com/TerraQuickStart.html</loc>
    <lastmod>2026-10-15</lastmod>
  </url>
  <url>
    <loc>https://terra-appraisal.com/TerraKeyDefinitions.html</loc>
    <lastmod>2026-10-15</lastmod>
  </url>
</urlset>
